Thank you all for stopping by to get you Michael Zuber. Michael Cohen says his podcast “Mea Culpa” is changing the minds of listeners who supported President Donald Trump. When did you come to that conclusion and why? This is the third year in a row we've recommended podcasts to TIME readers. It’s a review of our history. As the rents went up, my owner-finance value is going up because I was backing into a higher price. See where to start, the most popular, all episodes & similar podcasts. I don’t know why you wouldn’t pick two concerned citizens over one, but they don’t have that money out there. Michael Zuber tells his story of how he went from being an executive to retired using long-term rentals as a side hustle. I’ve thought about it but I’m like, “My life’s good. I was so young. I didn’t know any different. I went to Borders with tail between my legs. We also interview real estate investors and business owners to gain insight into how you too can reach your goals of financial freedom. Vacation Rental Success. Fresno for the most part, at least as a rental, has been doing well. I tell the truth, what worked and what didn’t work. Since I was the buying and the selling side, I couldn’t very well be selling while I was buying a house a day. 00:00:00. That’s what I’ve learned. I enjoy talking to you, Michael. The reason why I had to charge the $2,000 lower kicker was I never had the money out over 30 or 45 days. It hasn’t been this way for a decade but construction costs are under the value that stuff is selling for. We moved where we were looking. You’re going to find it very interesting how people take very tiny amounts of money in a retirement plan and grow it to big amounts of money rather quickly. They can call them the CEO of X or Y. We spend a year looking at Silicon Valley because all those books I talked about said to buy in your backyard, 30 minutes from your house. I learned in the last recession that I was buying houses at the lower of the low because the bank stopped loaning money. I was pouring my guts out. I’m talking about the business owner, not the CEO because the CEO is still working in the business. You can get money for rentals a lot easier than you can for owner finance wrapped notes. We used to beat them up but you can’t bully a geek anymore because you’ll end up screwing up your whole life. We successfully went through that entire thing and I felt I owed it to my younger self. I don’t know any different. I need to know because I don’t think I’m going to look anymore.”. I looked at my wife fully ready for it to hear that answer. What happens to the real estate prices when banks don’t loan money to people? We did that 1031, which took from one house to five doors. I was buying a house a day until I scared the crap myself. I will be dead and buried and the market cycles will still be here. You weren’t living below your means for that reason but it ended up being a lifesaver. People get stuck sometimes like, “I’m not going to pay that guy. It’s not about the cost of the money, it’s about the availability if you are making great deals. He had to go back and get a GED. He had 500 free and clear houses. We’re going to tell you what they’re not telling you. Yellow seemed to be prominent but I didn’t want to copy the whole thing. I bought it and I went down to the closest city because I was out in the county. I’m going to pay some of those small notes off so I’m good.”. How do you get started - How do you make Progress Every Week - Does Life Get in the Way - What is Next, Grab Your Copy of My Book on Amazon✅ Learn More About Our Course Here!❓Questions Get in Touch and Drop Us A Line!'s Connect!Facebook:, Real Estate Investing in 2021 is going to be exciting and full of Opportunity, How do the Over Achievers Maintain the Fire over months and years and Others Fail past Month One, Review a Deal, ADU QA, What Market Should We Chose, How to Get Started Right, Celebrate Success, Does Events of January 6 2021 Change How We should Evaluate Multi Family - Single Family Real Estate, Rich Dad Poor Dad - What People Get WRONG After Reading it and How did it Help Us move forward. There are a lot of lessons to be gotten out of listening to someone's life story. If you are a landlord of affordable housing, if you look at the Monopoly board, think of the light blue and the orange that is on that side of the board. For more infor I bought everything I fundamentally could. How can you have anything if you’re an indentured servant to the credit card company? They have to work for the next 30 or 40 years to survive. There’s hardly anyone out there that invents wrappable money for people like me where I can borrow the money to buy a house say $50,000 and then I can sell it on a wrap mortgage for $100,000. The Original "No Alligator" from The Book One Rental at a Time. I’m not an economist but I lived through this and I saw it with my own two eyes and with my own money on the line. If the loan is sub 6%, I’m going to keep it until it runs out. It could be a good deal in the real estate investing business. I have a stack of business cards. It could be twelve months, thirteen months, fourteen months, whatever. I bought every freaking thing I could during that crash. One Rental At A Time: The Journey to Financial Independence through Real Estate. I knew that wasn’t what I wanted. On my 30th birthday, I realized I had wasted my twenties. It doesn’t matter as long as someone else is paying for those houses. Yeah. They knew facts on my life. Renting A Property As-Is Vs Fixing It Up (With Real Exa... 20 Things To Remember Before You Buy Your First Rental In his book, One Rental at a Time, he shares his fifteen-year journey from a single house on Norris Drive in Fresno, California to financial independence and ultimately retirement. Maybe not ten years but self-published books take a long time to hit its stride. People talk about being busy. What’s going on? Learn More . You have a way of making complicated things rather simple to understand. I’ve been trying to talk someone into doing it for a long time because if you’re a bank and you loan money to me for a rental house, you’ve got one payer that gives a damn about that house. Everyone else’s price was collapsing. It’s on YouTube. You’re supposed to get paid $0.03 every time your song is played on the radio. One Rental at a Time with Michael Zuber - Episode 470. She didn’t give up. It’s a great way for me to keep up with the latest news and try to figure out the direction the real estate market is going. Read it now. When you pay attention, the market tells you what to do. What can you do with $1,000?” There’s something to do about it. It was going in and out. You think faster so you can grow faster, but it ended up being your safety net instead or your life jacket. They will charge you more than you even got. I woke up on that day and had 44 vacancies and that’s what scared me. He knows us,” then he elbows me and goes, “I read your book.” Be careful, they’re going to do that to you. I couldn’t figure out how to get paid. I can only speak about my market, so take it for what it’s worth. I want this show to be light on selling and more on the content that we delivered. account where you can grow your retirement or your finances, you are missing out on a huge advantage. I’ve seen the dichotomy. I got to my 30th birthday and I realized that I was already making more money than my parents had ever seen. AP 9 Jan 2021. I read about the oil crisis in Texas. I was like, “If Kiyosaki is talking about getting rentals, then Mitch Stephen is talking about having 1,000 houses, I’ve got to get me some of that.” I read your first book. It was that one book. I read about the job sector in San Diego or whatever that’s left. I didn’t even know the word hard money back then. I was trying to do what he did to the best of little Mitch Stephen’s ability. If you’re flipping the houses and doing the contracting, then you’ve got to deal, you sell it, you make a one-time check cash and you’ve got to do it again. He rents it for at least twelve months so he has an argument for capital gains. I’ve got some money being wasted over there too. This too will test you. I recommend this book as we are looking at another game changing time in our lives and decisions need to be made for the future, this book may help in that process.I would also recommend following the "One Rental at a Time" YouTube Channel as Michael puts in a lot of work and effort into this. Regular price $22.00 Sale price $22.00 Sale. You won’t have any liabilities and it will be their house and the phone calls will stop.” I did it on accident. His perspective drills down to the importance of having the correct perspective when investing in real estate. However, it did change my life. I did it 450 times in a row and my average profit per house was $15,000 to $20,000. How long have you had your book out? I would sell the note to the note buyer. If so, One Rental at a Time will transform your life, just as it has transformed my life and the lives of thousands of others. What are you thinking? When Countrywide and IndyMac were giving these stupid liar loans, I’ve already seen stupid things once and I know when to get out of the way. Simply fill out the form and we'll connect you with both listed and unlisted studios that fit your needs. To make $3,000 a month from an owner-finance house or a rental, it’s not a huge obstacle in the world. They were all unhealthy and had no life. 44 talking about this. The actuals are less than X and sometimes significantly less than X. Listen & laugh as we tell the stories you only THOUGHT you knew. The other thing I did on my 30th birthday is I looked at my org chart. A lot of people turn to real estate as a part-time hustle to get their money moving. Please contact the person you would like to schedule with. Do you coach? Rents go up when the demand goes up. There’s this other way to do it. I looked up at 30 going, “Do I want to be these people?” The answer was no. I’m crazy busy. Who’s keeping track of that? We have a 60-day eviction that we’re staring at and then we have a $15,000 remodel after this is done. It doesn’t matter. 17 min. We will never go anywhere. However, for those who want to pursue it as full time, when can you actually jumpstart and leave your career? Please check out because you will not believe what your financial advisors are not telling you. I still own the house because it’s a constant reminder of how stupid I could be. It worked for me and it can work for you too. I get some money now, down payment $10,000 or $15,000. I worked in tech for the last several years. Not only did he decided to do that but he also makes that his profession. I had a job that took me all around the world. I hate these people that talk about, “Go quit your job and jumping full-time.” That’s a ridiculous strategy. Best Podcasts Recommended by us. You can be interested in anything and be interested in retiring. I borrowed every penny I could. I realized I didn’t want to be the people above me and I hate flying. Apartment buildings in my market are overpriced and multifamilies are overpriced. 1. If you’ve been comfortably living on $50,000 a year and you get into this business, you can retire in less than five years, either with your strategy, mine or any other. In this video frame grab provided by Michael Cohen, Cohen, left, interviews actor Ben Stiller for his podcast “Mea Culpa”, in New York. This book reveals how buying and holding rental properties will create a second income that can, in time, allow you to quit your day job. Cohen seeks to dismantle Trump legacy, one podcast at a time. We have worked on our business since day one. That is absolutely recession proof. We are known for many wonderful things here in NYC; unfortunately easily accessible quiet places are not one of them. You’re still getting the appreciation yourself. True crime/comedy podcast featuring sisters from the same mister. For once in your life, not making a lot of money could work for you well. Why real estate? Through some luck and 15 years of time, we were able to find financial freedom. return false; I can think right off the top of my head of $800,000 it costs me so far because I didn’t know. What's stopping you? You had to be making some good money because you weren’t destitute or that would have been a whole another story because you did sink. I’m like, “Who is this guy? I had six houses and one duplex. It took four or five years but it all came back. First and foremost, I believe real estate investing and the path that I followed tests you for ten years. You had a great job and some people will say, “I don’t have a great job.” They need to know that what saved you was that you were living below your means. It was never a true review of somebody’s history of one house through financial independence while holding a demanding full-time job, having a growing family and investing through the market cycle, which was nuts, the 2003 to 2008 crash and the return. Was your wife for or against it? Figure out how to set up shop and have a real business. There’s a lot to do about it. I’m either on or off. It’s like me, everything I have is My Life & 1,000 Houses. I supposed there’s a little segment that goes under a bridge, but we’re not talking about that. He was in his mid-30s. I was trying to get out. I did a course on how I raised that private money. I was all in because I figured that was my once in a lifetime chance. What inspired you to write the book? They start out as investors but as I get enough of their money out, they all are very interested in my health. Most of the people that made my income spend it all. You need to have income and you should not be stressed out that you make bad decisions. I end up doing a 1031 Exchange and take all what turned out to be fake appreciation in my Norris Drive house that I bought for $107,000 exchange to $263,000 or $265,000. One of the things that I read back in 2003 and 2004 before the crash, I read about the savings and loan crisis. He showed me how to owner finance them and that was my revelation. It has a happy ending. It absolutely would work for apartments. You’ve got a geek that goes into real estate that writes a book. I always made money. SO KEY: "When the rental market is soft, lower your rent, not your standards." I do have some stuff that I bought during the crash that had 10% and 12%. No, now that I’ve exited the workforce, I’m looking for those kinds of things. Was she paranoid, scared or petrified? We’re going to tell you what they’re not telling you and why they’re not telling it to you. You made a lot of money, which was part of your problem but was also a part of the good side. I had all these history lessons and I read about people like you who survived and every one of them said, “I wish I bought more.” I went into this crash knowing that this was going to be my time or at least that was my thesis. It’s a decent amount of money in anybody’s book, I get it. I looked at some other people’s courses and mine is different. Years later, it will start to pick up steam. Cohen seeks to dismantle Trump legacy, one podcast at a timeBy JIM MUSTIANAssociated PressThe Associated PressNEW YORK. It has no attraction for me. I have a goal to try to create something that outlives me by 100 years. I coach seven people that are living in one place and investing way someplace else because where they live doesn’t make any sense to invest. It’s not a high-rise facility. You’ve figured out how to get someone between you and those issues if you’re not good at them or you can’t stand them anymore. I thought it was journaling. Even so, it might have worked for me. I plan on buying 500 houses next time, as long as I have the private money to do it. Families combined together to make a stronger rental unit, a stronger probability that you’re going to get your money all the time because you got multiple people. They’re parking money there. I got to go in there and watch the factory or something. I told them I was writing a journal not to myself but to our audience. I’ve read eight or nine of them but that’s the only book that I’ve read mostly. We put 20% down at cashflows. That 18% is an annual interest rate. ); I’m looking at that going, “I’ve got enough money in the bank. That’s all I can figure. He’s going to talk to us about how he went from executive to retired using long-term rentals as a side hustle. socialShareUrl, I went from making six figures a year day trading in addition to my job to losing all the $40,000 in the market. It keeps regenerating the same thing. We buy this house on Norris Drive. Curated Podcasts Recommended by media. There are many ways to do this business. It’s a good book. I said, “I can’t sell these houses.” No one can get a loan that wants them. I was and she gets a lot of credit because this business will test you. I keep trying to play this thing or give myself an excuse to do this but something’s telling me that it’s wrong. I want to say thank you to my sponsor, On my 30th birthday, I realized I had nearly nothing. Why was it going up? $3,000 and it was $40,000 less and the rents were tripled. It’s our story.”, I like that you did it like that. In this market, I’m paying those things off. I found Rich Dad Poor Dad that only talked about rentals. I had $75,000 in the bank. The next recession won’t be that way because I’ve solved that issue. We bought everything we could during the crash because it was about the availability of capital. 30. I will teach you.” He talks about commercial apartment buildings, more specifically small apartments like five to ten units. The minute I’m finished before one person walks in, the appraisal is $5.4 million. }, COPYRIGHT © 2021 1000HOUSES.COM, A DIVISION OF COMMERCIAL MUSIC. I’m going to save for a while.”. Then the crash happens, the bank’s turnoff. I try to buy the ninth house because that’s all I know, three-bedroom, two-bath, two-car garage, single-storey. I was so dumb to think I was going to collect it all. They have options and the sooner we can open their eyes the better. The street charged me $800,000. Rents went up during the dot-com crash. I’m doing very well, Mitch. That same house I bought on Norris Drive three years earlier, five years earlier for $107,000 is going for $265,000. I’m addicted to the feeling of the emails and the tweets and all that stuff that comes around that’s changing people’s lives. One of the greatest things you said was you have to live below your means. Five days in a row I was buying a house. I talked to guys like you that are more experienced than me and he said something so innocent that I messed up. When I get committed to something, I’m either in or out. Were you married when you started this journey? Michael Zuber had work in Silicon Valley since graduating from Santa Clara University 20+ years ago. We never see or hear from her again. Your book was one of the first books I picked up in Borders back in 2003 or 2004 or something like that. Did you buy it for value? 12% was not good but good enough. Welcome to One Rental at a Time Enroll Now. There’s another theory, which my good friend in the book, we did our first 450 houses together holding hands until we looked at each other and says, “We don’t need to hold hands anymore. Whatever you're paying off, that's what you're choosing to get as a return on that money for as long as it takes to get it back. I’m glad you said that because I’m selling one or two books a day and I have no idea if that’s good or bad. I thought $10,000 at the time was expensive. Get into Michael’s story and find some golden nuggets on buy and hold real estate investing, owner financing, rentals, and more. I’ve documented how do you learn the market, how to run the numbers, how to build a team, how to create the business. It’s a dot on a map. It worked for me and it can work for you too. Maybe it’s a high paying job, but it’s a job that is most highly taxed and you can’t leave. It has its pluses and its minuses. Make a subtitle.” I thought I was smart. I’m like, “I didn’t know what that was.” I had never lived in one and I never saw one. This is a wonderful podcast for people who are into buying fixer-uppers. I might have been able to get a little bit better at it, but I got so disgusted with myself for how things are going. Yes, I was a geek. I don’t know what half speed is. You just let them go. Families can live on an income of $50,000 a year in Fresno. Find five or six of those things and enroll that into your IRA. Securing the capital is the hard part. Everything this guy has is called One Rental At A Time. Either that or huge billion-dollar hedge funds. I was making six figures consecutively since I was 25 and I had nothing to show for it. During the recession, the rents would go up, which means it makes rentals recession-proof as well. I tried to copy Kiyosaki. I had to do something else. They send you a mortgage payment. People ask me, “How did you get to real estate?” I said, “It’s the only thing that’s left.” You always pay for education. There are a lot of books where you read and by page 80, they’re just rehashing, readdressing and telling it to you again and then they’re going to readdress it and retell it again. This book reveals how buying and holding rental properties will create a second income that can, in time, allow you to quit your day job. It’s like nothing. I was trying to get over with a tragedy. Stop by and get that book. We do everything right, credit check, criminal record, references and all that stuff. It gave me the appreciation. There are a beginning and an end. Michael puts out great, easy to digest content every day. I don’t need to add stress to my life.”. It’s now worth $265,000 and rented for $1,100. The short answer is I remembered that trip to Borders like it was yesterday. I finished interviewing this girl, Leonie Fitzgerald who helps people go through their budget and find money they don’t know that they can free up. We live in California and invest in California. Join the Real Estate Investor Summit Community: My Life & 1,000 Houses: Failing Forward to Financial Freedom. Fix it later when you can get a breath, when you’ve got it straightened out and the white picket fence is all painted. I’m going to read it. In his book, One Rental at a Time, he shares his fifteen-year journey from a single house on Norris Drive in Fresno, California to financial independence and ultimately retirement. First off, all of us build an Excel spreadsheet that says we make X. We go to Fresno and we know no one, no connections. You only owned eight doors. You’re either going to pay the street, which is what you did. Read the book and learn how One Rental at a Time can lead to financial independence. I have to be careful about what I read because if I believe the author, I will jump in beyond belief. var sharingWindow = However, the fundamentals are still there. He didn’t even graduate in high school. What he has done/doing is real and I hope his message gets through to our younger generation, so they have life even better than their parents. I could have retired a couple of years earlier. That’s for billionaires.” He goes, “No, Michael.” He pats me on my shoulder and said, “Come on. It’s more like a cap rate as you would do apartments or storages. I’m like, “I got it.” I’d like to thank everybody out there in the audience for stopping by to get you, Michael Zuber, One Rental At A Time. NEVER Forget: One Rental at a Time (It is That SIMPLE) Regular price $25.30 Sale price $25.30 Sale. He says, “Just owner finance them. Is there any way you could have been that CEO? You may have done some of them differently. I believed in that guy. In a sales job, if you’re very good at it, you can make great money because there’s this thing called accelerators. You had to do the math and figure out what 30 days’ worth was. function proi_pcp_social_popup( aElement ) { I love geeks because we need them more and more. I would go take a mortgage on a loan on our cars that were free and clear. I was a busy technology professional who was working somewhere between 60 and 100 hours a week and wanted out. Know anyone that ’ s not what you ’ ve seen Fresno and i put all chips! Was i never said this was a college professor at a & m to. Geek that goes into real estate investors who come on and share experiences. In real estate as a matter of fact, i ’ ve seen and! That book Investor Summit Community: my life Scruggs ’ Deals on Wheels in six.... Very simple but if it works once, i ’ m very simple but if it works once, it. Ship or from your kid ’ s the name of the world to hit its stride eight years its. 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